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Loan Calculator

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Salary Account Loan Requirement

Loan application letter.
Letter of introduction from the employer.
letter of domiciliation of monthly salary to NPF Microfinance bank from the employer or MSS(Mechanized salary section).
Physical evidence of the loan purpose.
Two acceptable salary current account holder guarantors.
3% mandatory deposit.
Credit bureau report.

School Facility Loan Requirement

Loan application letter on the school official paper duly signed by the proprietress/proprietor of the school.
Ministry of education provisional approval.
Certificate of incorporation.
Cash flow statement of the school.
Site visitation and verification report.
Two properly executed personal guarantor form for non-salary guarantors while salary account guanrantor can fill the bank guarantor form except the loan amount is ₦3million and above.
30% equity contribution incase asset acquisition facility for the school.
Letter of domiciliation of school fees to the bank.
Credit bureau report.

Agricultural Loan Requirements

Loan application letter.
Two properly executed personal guarantor form for non-salary guarantors while salary account guarantor can fill the bank guarantor form except the loan amount is ₦3million and above.
Cash flow statement of the farm.
Farm report.
Site visitation and verification report.
Agriculture insurance policy of the farm with bank interest noted on it as first beneficiaries ( where applicable).
Credit bureau report.

Transport Business Requirement

Loan application letter.
Two properly executed personal guarantor form for non-salary guarantors while salary account guarantor can fill the bank guarantor form except the loan amount is ₦3million and above.
Cash flow statement of the business.
The vehicle must be comprehensively insured with the banks interest noted on it as beneficiary.
Vehicle fitness report and vet by the credit officer or branch manager.
Credit bureau report.
Site verification and verification report of the customer residence.

Corporate Institution Loan Requirement

Loan application letter on the company official paper duly signed by managing director or the prime mover of the enterprise in case of one man business.
Board resolution authorizing the company to borrow from the bank.
Certificate of incorporation.
Memorandum and article of association.
Company audited financial statement and cash flow statement.
Two properly executed personal guarantor form for non-salary guarantors while salary account guarantor can fill the bank guarantor form except the loan amount is ₦3million and above.
Guarantee of the prime- mover/or directors of the company.
Credit bureau report.
Site visitation and verification of report of the business location.

LPO Financing Requirement

Loan application letter for individual customer while on official paper for corporate institution.
Two properly executed personal guarantor form for non-salary guarantors while salary account guarantor can fill the bank guarantor form except the loan amount is ₦3million and above.
Copy of the local purchasing order (LPO) from the issuing company.
Copy of verification letter of the LPO.
Copy of domiciliation letter of LPO proceeds to the bank verified by the issuing company.
Credit bureau report.

Consumer Loan Requirement

Loan application letter duly signed by the account holder and accompanied with a proforma invoice from the management approved vendor.
Letter of introduction from the employer while in case of police officer from his/her command.
Letter of domiciliation of monthly salary to NPF Microfinance Bank from the employer of MSS(police mechanized salary section).
Two acceptable salary current account guarantors.
Credit bureau report.
Assets comprehensive insurance with the banks interest noted on it as first beneficiary (where applicable).
Asset to be purchased must be registered under national collateral registry.
Credit bureau report.

Sharp Sharp Loan Requirement

Loan application letter.
One guarantor.

Micro Loan Requirement

Loan application letter.
Two guarantors.
5% - 30% mandatory deposit.